CreditBridge

Revolutionizing Credit Score Management and Loan Discovery

678
Fair Credit

Project Overview

A comprehensive UX case study focused on simplifying credit management and loan discovery for Indian consumers.

Duration

3 weeks

Role

Lead UX Designer

Team

4 members

Platform

Web App

Tools

Design : Figma, Miro, Behance, UserTesting, Hotjar, Principle

Year

2025

The Challenge

Existing credit apps are overly complex, leaving users confused about their credit scores and loan eligibility.

72%

Find credit apps overly complex

58%

Struggle to interpret credit scores

67%

Have trust issues with financial apps

54%

Feel overwhelmed by financial data

😕

Credit Score Confusion

Users don't understand what affects their credit score or how to improve it effectively.

Loan Eligibility Uncertainty

High rejection rates due to unclear eligibility criteria and misleading pre-qualification.

🤯

Information Overload

Financial dashboards overwhelm users with too much data and complex terminology.

🔒

Trust Issues

Lack of security indicators and transparent processes creates user hesitation.

"How might we simplify credit management while building user trust and providing actionable insights?"

Research & Discovery

Understanding user behavior and market gaps through comprehensive research methods.

18

User Interviews

Identified major pain points and user needs through in-depth conversations.

150+

Online Surveys

Quantified behavior patterns and preferences across demographics.

8

Competitive Analysis

Found gaps in current market solutions and opportunities for improvement.

67%

Abandonment Rate

Discovered high abandonment during onboarding through analytics review.

Key Research Insights

68%

Prefer mobile-first experiences for financial management

3-4x

Check credit scores per month on average

8 min

Average session time before abandoning

45%

Rely on app recommendations for financial decisions

User Personas

Meet our primary users and understand their goals, needs, and pain points.

RK

Rajesh Kumar

32 • IT Professional • Bangalore

₹12 LPA Income

"I want to improve my credit score but every app gives me different advice without explaining why."
Goals
  • Improve credit score from 650 to 750+
  • Find best personal loan rates
  • Understand financial products better
Pain Points
  • Confused by credit score factors
  • Overwhelmed by loan comparison
  • Worried about credit inquiries
PS

Priya Sharma

26 • Marketing Executive • Mumbai

₹6 LPA Income

"I don't know where to start with building credit or what documents I need."
Goals
  • Build credit history from scratch
  • Understand loan eligibility
  • Find affordable credit options
Pain Points
  • No credit history makes approval difficult
  • Unclear documentation requirements
  • Intimidated by financial jargon

Information Architecture & User Flow

Mapping the user journey from onboarding to achieving their financial goals.

Primary User Flow

Welcome & Value Proposition
Basic Information Collection
Credit Check Authorization
Immediate Insights & Quick Wins
Complete Account Setup
Dashboard Overview
Explore Loan Options
Credit Improvement Actions

Design Solution

Four core features designed to address user pain points and build trust.

📊

Smart Credit Dashboard

Real-time score monitoring with personalized roadmap showing exactly what actions to take for improvement.

🔍

Loan Discovery Engine

Pre-qualification showing eligibility without hard inquiries, saving users from unnecessary rejections.

🎮

Gamified Improvement

Progress tracking with achievements and milestones making credit building engaging and motivating.

🛡️

Trust & Security

Visible compliance badges and security indicators building confidence in financial data sharing.

Prototype & Testing

Validating design decisions through user testing and iterative improvements.

Task Completion Rate

45%
Before
89%
After
+98% improvement

Credit Check Time

12 min
Before
4 min
After
-67% reduction

User Satisfaction

6.2/10
Before
8.7/10
After
+40% increase

Trust Rating

65%
Before
91%
After
+40% increase

Prediction of Results & Impact

Measuring success through business metrics and user satisfaction improvements.

15,000+
Users acquired
First 3 months
12%
Conversion rate
vs 4% industry avg
₹2.3cr
Revenue generated
First 6 months
8
Partner banks
Direct integrations
4.6/5
App Store rating
User satisfaction
78%
Retention rate
After 3 months
67 pts
Avg score improvement
Active users
11 min
Session duration
User engagement

Finally an app that explains credit scores in plain English!

Verified User ⭐⭐⭐⭐⭐

I improved my score by 89 points in 6 months following their recommendations.

Premium User ⭐⭐⭐⭐⭐

The loan comparison saved me ₹1.2 lakhs over 5 years.

Loan Recipient ⭐⭐⭐⭐⭐

Meet Our Team

The talented individuals who brought CreditBridge to life through collaboration and expertise.

KK

Kiruthigaa K

Team Lead & Lead UX Designer

Project Leadership
HP

Harichandramathi P

UX Researcher

User Insights & Analysis
SG

Sanjai G

UI Designer

Visual Design & Prototyping
JB

Jai Bharath T

Product Designer

Design Strategy & Systems

Team Collaboration Highlights

100+

Design Brainstroming from Behance

25+

User Reviews from Quora

3 Days

Sprint collaboration for Case Study Preparation

4 members

Cross-functional team

Key Learnings & Takeaways

Insights gained throughout the design process that will inform future projects.

Project Impact Summary

CreditBridge successfully simplified credit management while building user trust, resulting in 3x industry-average conversion rates and exceptional user satisfaction. The app demonstrates how thoughtful UX design can make complex financial concepts accessible to everyone.

✨ A testament to user-centered design and cross-functional collaboration